What is an Occupier's Consent Form?
Adlington Law can help to explain.
What is an Occupier's Consent Form?
You may need an “Occupier’s Consent Form” if an adult who is not the legal owner of your property is living in your house and you choose to take out Any type of mortgage on your property. This can cause problems for the mortgage lender in the event that you do not keep up with your mortgage payments, as an occupier can potentially obtain a legal interest in a property even though they are not a registered owner of it.
By signing your mortgage deeds you give an assurance to your bank that you will give them vacant possession of the property in the event that they need to repossess it. Your mortgage lender will be able to claim vacant possession of your property if all the adults who are living in your house sign their “Occupiers Consent Form”.
How can Adlington Law help with your Occupiers Consent Form?
We can explain the legal implications of the Occupier’s Consent Form and to witness their signature of it.
The fee includes; answering your initial query and taking instructions, regulations and ID checks, opening the file on our system, meeting you in person where required, completing the required forms, then dealing with any follow up queries from third parties and file retention for at least six years. If your mortgage lender requires you to get an “Occupiers Consent Form” you can contact us online or contact the office on 01257 686386
